Archive for the ‘Cash Loan Info by State’ Category
Payday Loans: 5 Ways to Raise Your Chances of Getting Approved
Posted on Thursday, October 22nd, 2009 at 6:48 pm in Cash Loan Info by State, Financial Planning, General Payday Loan Tips, Helpful Payday Loan Info, Miscellaneous Cash Loan Info
When you apply for a payday loan, whether online or from your local cash advance store, you most probably need the money really urgently. You want to be sure that you’ll get a “yes” from the payday lender you send your application to so that you can have the cash in your hand quickly. Here.
7 Credit Score Pitfalls
Posted on Wednesday, October 21st, 2009 at 1:44 pm in Cash Loan Info by State, Financial Planning, General Payday Loan Tips, Helpful Payday Loan Info, Miscellaneous Cash Loan Info
Like it or not, many aspects of your life are ruled by your credit score. If you have a below-average credit score, you’re regarded as a higher risk by lenders, and a mortgage, auto loan or credit card will come with a higher than normal interest rate. Or you might not even get approved for.
No More Payday Loans in Arizona after June 2010
Posted on Thursday, September 10th, 2009 at 5:29 pm in Cash Loan Info by State
On July 1, 2010, payday lending will become illegal in Arizona. This is the outcome of one of the many popular votes taken on presidential election day, November 4, 2008. The residents of Arizona voted “no” on Proposition 200, which sought to extend the legal right of licensed lenders to grant payday loans in the.
New Federal Reserve Study on Payday Loan Users
Posted on Thursday, September 10th, 2009 at 5:27 pm in Cash Loan Info by State, Financial Planning, General Payday Loan Tips, Helpful Payday Loan Info, Miscellaneous Cash Loan Info
In January 2009, the Federal Reserve and the George Washington School of Business released a joint report entitled “An Analysis of Consumers’ Use of Payday Loans”. The paper, authored by Gregory Elliehausen, is the result of an extensive study of the economic and demographic profile of American payday loan consumers, how they use the loans.
Payday Loans are in Demand in Indiana
Posted on Thursday, September 10th, 2009 at 5:26 pm in Cash Loan Info by State
As one of the states hardest hit by the decline of the manufacturing industry and the national financial crisis, Indiana has a lot of residents who have fallen on hard times. Rising unemployment, falling house prices and a depressed local economy have sent plenty of formerly comfortably-off people scrambling to find ways to make ends.
Payday Loans in South Carolina
Posted on Thursday, September 10th, 2009 at 5:25 pm in Cash Loan Info by State
On May 21, 2009, South Carolina’s General Assembly passed a new bill that doubles the sum you can borrow from a payday loan company to $600. A game of back-and-forth then followed, in which the law was ratified on May 27, and then vetoed by the Governor on June 2. The veto was subsequently overridden.
Delaware Payday Advances
Posted on Thursday, September 10th, 2009 at 5:17 pm in Cash Loan Info by State
Delaware is known for its unusually liberal laws on company formation, corporate taxation and other financial transactions. Have you ever noticed how many credit card companies have their headquarters in Delaware, especially those that offer high-interest rate cards to people with poor credit? It should come as no surprise, then, that the tiny New England.
You Can’t Extend a Payday Loan in New Mexico
Posted on Thursday, September 10th, 2009 at 5:17 pm in Cash Loan Info by State
Since November 1, 2007, New Mexico has had new payday lending regulations that impose tighter restrictions on payday loans (also known as cash advances). When the new regulations came into effect, Governor Bill Richardson called them some of the toughest and most consumer-friendly in the country. There are currently some groups that want to further.
Know Your State Payday Loan Regulations
Posted on Thursday, September 10th, 2009 at 5:16 pm in Cash Loan Info by State, General Payday Loan Tips
It’s interesting to see how much payday loan regulations vary from one state to another, with some states even banning this form of short-term lending. Legislators and lobbyists for consumer and industry groups have taken different views in each state, which accounts for some of the variation in legislation. The differences between states – and.
Cash Advances in Texas
Posted on Thursday, August 6th, 2009 at 7:48 pm in Cash Loan Info by State
Many people in Texas fall short of cash just days before their salary is due and this debars them from carrying out crucial economic responsibilities as well as certain small requirements in life. This often causes embarrassment when they have to resort to borrowing money from their friends and family. If you have faced such.
