Payday Loans in St. Louis

Posted on Sunday, September 26th, 2010 at 12:14 pm in Cash Loan Info by State

When you need cash before payday, over 500 payday lenders in St. Louis can wire cash in 1 hour the same day you need it. Whether you have a cash emergency, unplanned expense, or just need a little extra to pay the bills on time, St. Louis payday loans have your short-term finances under control.

Under Missouri state payday loan laws, customers can borrow payday loans in Missouri up to $500 until their next payday. Interest rates are contracted between the customer and payday loan provider. Typical payday loan interest rates are around 15% with an average annual percentage rate between 300% and 500%, depending on your payment plan. Compared with bank overdraft fees that carry average APRs over 4,000% or late fees that damage your credit score and have equally high APRs, St. Louis payday loans are an affordable cash option when you have an immediate expense.

St. Louis payday loan customers have several payment plan options: making a full payment on payday, getting a rollover (up to 6 rollovers are permitted by state law), or setting up an installment plan with automatic deductions every payday. Keep in mind that both payday loan rollovers and installment plans will increase your payday loan APR the longer your payment plan takes.

It’s easy to get instant approval for St. Louis payday loans: As long as you are a US citizen at least 18 years old with a steady monthly income and a bank account with direct deposit, you can qualify for 1 hour instant approval and get cash wired in 1 hour directly to your bank account.

For fast cash the same day you need it, apply online for a St. Louis payday loan for the extra financial support you need this month.

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